Business Insurance


Business Insurance

At Business Risk Advisors, your one-stop destination for comprehensive business insurance solutions. We understand the importance of protecting your business from unforeseen risks. Our range of insurance offerings, from general liability to business owners policies and more, is designed to safeguard your enterprise effectively. Explore our options below to find the perfect coverage for your business needs.

1 - General Liability

General liability insurance protects businesses from claims of bodily injury, property damage, and personal injury resulting from their operations, products, or services. It typically covers:
  • Legal fees and settlements associated with bodily injury or property damage claims.
  • Medical expenses for injuries sustained by third parties on business premises.
  • Advertising injury claims, such as slander or copyright infringement.

2 - Commercial Property Insurance

Commercial property insurance provides coverage for physical assets owned by a business, such as buildings, equipment, and inventory, against risks like fire, theft, and natural disasters.
  • Protection for the physical structure of the business property.
  • Coverage for business assets, including equipment and inventory.
  • Reimbursement for lost income due to property damage or business interruption.

3 - Errors and Omissions (E&O) Insurance

Errors and omissions insurance, also known as professional liability insurance, protects businesses and professionals from claims of negligence or mistakes in the services provided to clients.
  • Legal defense costs and settlements related to claims of professional negligence.
  • Coverage for financial losses incurred by clients due to errors or omissions in services.
  • Protection against allegations of inadequate work or failure to deliver promised services.

4 - Commercial Auto Insurance

Commercial auto insurance provides coverage for vehicles used for business purposes, offering protection against liabilities and damages resulting from accidents or other incidents.
  • Liability coverage for bodily injury and property damage caused by business-owned vehicles.
  • Coverage for physical damage to company vehicles due to accidents, theft, or vandalism.
  • Protection for drivers and passengers against medical expenses resulting from accidents.

5 - Business Owner's Policies (BOP)

Business owner's policies combine multiple types of insurance coverage into a single package, typically including general liability and property insurance, offering comprehensive protection for small and medium-sized businesses.
  • General liability coverage for bodily injury, property damage, and advertising injury claims.
  • Property insurance to protect business assets, including buildings, equipment, and inventory.
  • Additional coverages such as business interruption insurance and liability for leased or rented equipment.

6- Commercial Truck Insurance

Commercial truck and cargo insurance provides coverage for trucks used for transporting goods, as well as the cargo being transported, protecting against various risks encountered in the transportation industry.
  • Liability coverage for bodily injury and property damage caused by commercial trucks.
  • Protection for cargo against theft, damage, or loss during transit.
  • Coverage for expenses related to accidents, breakdowns, or other incidents involving commercial trucks.
Years of Combined
State Licenses
Insurance Carriers
and Programs
Customer Retention


Our Satisfied Clients

"We’ve been using BRA to insure all of our projects and can’t imagine working without them."
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Candice Wu
Operations Manager
"Love the simplicity of the service and the prompt customer support. We can’t imagine working without it."
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Kelly Williams
"Exceptional service and unmatched professionalism - that's what comes to mind when I think about BRA."
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Koray Okumus

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