Property Insurance


Property Insurance

At BRA LLC, our mission is to assist individuals in navigating the complexities of property insurance. We understand the importance of safeguarding your property and investments, which is why our team is dedicated to providing tailored insurance solutions that meet your specific needs. With a focus on professionalism and expertise, we strive to offer guidance and support throughout the insurance process, ensuring peace of mind for our clients.

1 - Condo Master Policy

A condo master policy is a type of insurance purchased by a condominium association to cover common areas and shared property within a condominium complex, providing protection for the building's structure and liability coverage for the association.
  • Coverage for structural elements of the condo building, including walls, roofs, and common areas like hallways and elevators.
  • Liability protection for the condo association against claims of bodily injury or property damage occurring in common areas.
  • Insurance for shared amenities such as swimming pools, fitness centers, and parking lots.

2 - Landlord Insurance

Landlord insurance is designed for property owners who rent out residential or commercial properties, providing protection for the building's structure, liability coverage, and coverage for rental income loss.
  • Insurance for the physical structure of rental properties, including dwellings, apartments, and commercial buildings.
  • Liability coverage for accidents or injuries that occur on the rental property, including legal defense costs and settlements.
  • Coverage for lost rental income due to property damage or tenant displacement caused by covered perils.

3 - Commercial Property Insurance

Commercial property insurance offers coverage for buildings, equipment, inventory, and other assets owned by businesses, protecting against risks such as fire, theft, vandalism, and natural disasters.
  • Protection for the physical structure of commercial properties, including buildings, warehouses, and office spaces.
  • Coverage for business assets such as equipment, inventory, and furniture against covered perils.
  • Reimbursement for lost income and expenses incurred due to property damage or business interruption.

4 - Builder's Risk Insurance

Builder's risk insurance, also known as construction insurance, provides coverage for properties under construction or renovation, protecting against risks such as fire, vandalism, theft, and extreme weather events.
  • Coverage for the structure of buildings under construction, including materials, fixtures, and equipment.
  • Protection against financial losses resulting from construction delays or interruptions caused by covered perils.
  • Insurance for the builder or property owner's investment in the construction project until completion.
Years of Combined
State Licenses
Insurance Carriers and Programs
Customer Retention


Our Satisfied Clients

"We’ve been using BRA to insure all of our projects and can’t imagine working without them."
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Candice Wu
Operations Manager
"Love the simplicity of the service and the prompt customer support. We can’t imagine working without it."
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Kelly Williams
"Exceptional service and unmatched professionalism - that's what comes to mind when I think about BRA."
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Koray Okumus

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